About Ayres-Oak Insurance Services

OUR HERITAGE
Our story began in the 1940s when A.W. Ayres founded an independent insurance agency in Sturgis, Michigan. Carrying forward that legacy of community-focused service, Jeff Mohney purchased the agency on June 1, 1991, and has since guided our growth and commitment to our clients.

COMPREHENSIVE COVERAGE FOR EVERY NEED
We believe that quality insurance starts with quality partners. By working exclusively with top-tier carriers and brokers, we provide robust coverage across all lines of insurance, including:

  • Personal

  • Commercial

  • Life & Health

  • Group Benefits

NICHE EXPERTISE
At Ayres-Oak, we do more than just provide policies; we build expertise. We have developed specialized niche practices designed to meet the unique, complex requirements of competitive and evolving industries, including:

  • Agri-Business: Serving farms, greenhouses, and agricultural operations.

  • Professional Services: Tailored solutions for medical practices.

  • Specialized Commercial: Coverage for shooting ranges, tractor clubs, and transportation/trucking.

  • Risk Management: Expertise in self-insured workers’ compensation programs.

    Whether you are protecting your family, your employees, or your business, our team is dedicated to providing the specialized guidance and comprehensive protection you deserve.

Planning for a Bright Tomorrow

OUR EXPERTISE, YOUR ADVANTAGE
At Ayres-Oak Insurance Services, our team of seasoned professionals is our greatest competitive advantage. With many of our team members bringing over 20 years of industry experience to the table, we provide a depth of knowledge that ensures you are always in capable hands.

ELITE CREDENTIALS
We are proud to have several producers who hold the prestigious Certified Insurance Counselor (CIC) designation. This is an elite achievement held by less than 2% of insurance agents nationwide, reflecting a commitment to excellence that we pass directly on to our clients.

A COMMITMENT TO YOU
Insurance is an evolving landscape, and we remain at the forefront of the industry by actively participating in regular continuing education and staying current with the latest product developments. We take our role as your comprehensive insurance advisor very seriously; we are not just providing policies, we are providing peace of mind.

OUR MISSION
The entire staff at Ayres-Oak Insurance Services adheres to the highest standards of integrity. Our mission is clear: to be your trusted insurance advisor and your strongest advocate.